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New Years Eve by the peaceful beach
Have you ever been beach at New Year? And breathe fresh air in the first day of New Year. Try this ringtone and relax now
Download It

Submitted by:  Lunatic2010
Total Downloads:  4161
Release Date:  Nov 30th, 2005
File Size:  848KB
Rating:  Good (3) | 11 rate(s)

Tags: Happy New Year  beach  eve  new  peaceful  season greetings  year 
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Comment:  6 [Add Comment]
Wow! (by forestgum, Jul 19th, 2007)
New Years Eve by the peaceful beach - That's what everyone in this world desire to be there!
Wow! (by forestgum, Jul 18th, 2007)
New Years Eve by the peaceful beach - That's what everyone in this world desire to be there!
Peaceful (by nautin, Jul 10th, 2007)
It is so peaceful.
Wondaful view ! (by kitty, Jul 9th, 2007)
I love looking the beach in the new years eve cos it's so exciting.
New Years Eve by the peaceful beach (by billyoung, Jul 9th, 2007)
New Year Eve at the beach. oh it's so romantic, i love it so much.
It's miracle (by ShilyGirl, Jul 1st, 2007)
I love New Year and beach. It's really peaceful.
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Ringtones, bank accounts and the always-on culture
By Sean Coughlan

Mobile phones have created an "always on" culture, where we expect to be able to stay in round-the-clock contact with everything from our friends to our finances.

So says a survey from First Direct, which shows that we've become a nation of mobile phone addicts, making 132m calls each day, with many of us reluctant to go anywhere without the phone's reassuring presence. More than half of mobile owners never leave home without them - and this figure rises to 70% of women.

We're also using our phones more than ever, with a quarter of owners clocking up an hour of calls each day. And there's a hard core of mobile junkies who use their phones for five hours a day.

The survey paints a picture of mobile users dependent on the call of the ringtone, day and night. And anyone who has been enjoying Christmas festivities will know that no matter where or how late, there will be someone near you trying to punch numbers and text messages into their mobile.

It's even created its own character types, such as the Christmas shopper who seems to be operating as a remote control for someone else, as they bellow questions into their mobile: "I'm now in John Lewis, in front of the plates, did she want blue, green or ivory?"

The survey claims that the most enthusiastic mobile phone users live in London, with many making more than 10 calls each day. And the greatest use is among the 16 to 24-year-olds, with 96% owning a mobile phone.

But what does this mean for the way we communicate with our banks? First Direct employs its own professional crystal-ball gazer, Jonathan Etheridge, (officially head of e-futures) who looks into how trends in technology are likely to be useful to customers.

And the big difference about the mobile phone, he says, it that it is a particularly personal piece of technology, which we associate with our own private lives.

Such a sense of privacy has helped to make mobile phones a suitable channel for banks to communicate with customers. And First Direct's text message service, sending statements and information about transactions, is proving popular, he says.

Mobile phones, which now have near-universal reach among the young, are also the surest way of reaching someone, more so than e-mail, which might not be seen for some time. Because so many of us have mobile phones, we're "always on" to messages from banks.

Looking to the future, he sees a greater role for banks using text messages, which might extend to more general information for customers, such as traffic or travel alerts.

The growth of mobile technology and portable, wireless internet, and always-on broadband, means that customers expect access to services 24-hours a day, adds Etheridge. The barriers of time and location have been knocked down forever.

The survey highlights the remarkable growth in text messaging. Almost two thirds of young people use their mobile phones mostly for sending text messages - compared to less than one in ten pensioners. Women are also more likely to send text messages than men.

It seems that in the mobile phone era, our natural reaction to a big emotional event is to tap in a text message. According to the Mobile Data Association, events such as Christmas, New Year, St Valentine's Day, the end of the football season and getting exam results, all prompt a surge in the sending of messages. This year it's estimated that we'll have sent 20 billion text messages.

The rise of texting has also confounded banking industry expectations. When the internet boom was in full flood, the future was seen to be in portable online services such as "wap".

Intelligent Finance was among the banks that pioneered the use of wap technology, but the service failed to connect with the customers and was ditched.

But the bank's online and phone experience also shows that customers expect an "always on" service - and that for many people, the Christmas season means business as usual.

The volume of customer calls to Intelligent Finance on Christmas Eve and New Year's Eve is only 15% down on usual. And the bank has received inquiries about getting a mortgage on Christmas Day.    

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